Our finance team offer you the most suitable loan for your needs.
Deep motors gives you the opportunity to drive a vehicle that you otherwise would have been unable to afford to buy outright. This means you can access newer, more expensive, vehicles than you had previously budgeted for and there are a range of policies you can choose from to make this a reality.
FAST
Save time calculating what you’ll be paying for your next car.
FLEXIBLE
Know exactly what your monthly payments will be with our custom fit finance system.
HASSLE FREE
Great customer service offered, if you need any help or have any queries please contact us.
Our expertise with finance means that even if you have a poor credit rating we can help arrange finance for you.
Three of the most popular finance policies available are PCP (Personal Contract Purchase), HP (Hire Purchase) and PCH (Personal Contract Hire). Three of these policies have clear benefits and will suit different drivers, depending on what they can afford and choice of vehicle.
PERSONAL CONTRACT PURCHASE (PCP)
With PCP finance, you pay an initial deposit, followed by monthly installments, but a large portion of the loan is deferred until the end of the agreement. You can pay that final sum to own the car, hand it back or start another agreement.
HIRE PURCHASE (HP)
With HP, you pay a deposit up front, and then pay off the rest of the balance – plus the interest – in equal monthly installments. You’ll pay an ‘option to purchase’ fee, then the car is yours at the end of the agreement.
PERSONAL CONTRACT HIRE (PCH)
PCH is another way to finance a car. It’s technically a method of leasing a car rather than buying it. You pay a deposit and monthly installments, which may be lower than some other finance agreements, but you never own the car.